Living together and finance

Living together and finance

Cohabitation and finances: legal considerations

If you decide to move in together, it is wise to consider the legal and financial implications. Unlike married or registered partners, cohabitants need to document their arrangements, for example in a cohabitation agreement. This agreement can clarify ownership of property, joint accounts and investments in real estate. Clear agreements about living together and finances can prevent a lot of uncertainty and litigation if the relationship ends.

In international situations, such as living together or separating abroad, different rules apply. A local family law specialist from our network can help you assess your legal position in such cases.

Sharing costs when living together: avoiding arguments later

A common point of discussion when a relationship ends is the division of joint expenses and investments. It is therefore advisable to agree on how costs will be shared before you start living together. This includes costs such as rent or mortgage, home maintenance, and major purchases. Without clear agreements on these matters, partners are often left to rely on general property law in the event of a conflict, which in practice may not always reflect the actual situation.

Professional, tailored guidance

Our family law specialists are happy to advise you on the drafting or review of cohabitation agreements, including in an international context. This will help you avoid unpleasant surprises and allow you to build your future together with confidence.

Sandra Verburgt
Questions about this area of law?
Please contact Sandra Verburgt

Team family law

Sandra Verburgt

Attorney at law/partner

Mariska Schreuders

Attorney at law

Fabian Buizer

Advocaat

Petra Beishuizen

Attorney at law/mediator/partner

The latest

Up to the minute

Tuesday 1 April 2025

Living together in the Netherlands: Pension equalization and inheritance law

Pension equalization and inheritance law

This is the third blog in our series Living together in the Netherlands, in which we discuss the legal aspects of pension and inheritance law. Living together involves not only financial arrangements and property ownership, but also pension and inheritance issues. What happens to accrued pension rights in the event of divorce? And is one partner automatically entitled to the estate of his or her ex-partner in the event of death? This blog discusses the legal aspects of pension rights and inheritance law for married couples, registered partners and cohabiting partners.

Monday 24 March 2025

Living together in the Netherlands: Property and legal aspects

Property relations

This is the second blog in our series Living together in the Netherlands, in which we discuss property relations. In addition to financial obligations and alimony, property is an important aspect for cohabitants. What happens to jointly purchased goods or a shared home when the relationship ends? This blog discusses the legal aspects of property relationships for cohabitants and how they can protect themselves legally.

Monday 17 March 2025

Living together in the Netherlands: What are your rights and responsibilities?

Living together

This is the first blog in our series Living together in the Netherlands, in which we discuss current trends and legal developments. More and more couples are choosing to live together without marriage or a registered partnership, but there are legal risks involved. In this series we will highlight the most important issues and pitfalls.

Thursday 1 June 2023

Global Parents’ Day

Global Parents’ Day

Today, on International Parents' Day, my blog pays tribute to parents worldwide for the great efforts they make in the interests of their children. For parents who have reached constructive agreements with each other in a divorce situation, I take an extra deep bow. For parents in or after divorce who have not yet found a sustainable solution, I share three tips with a worked example based on the model of connecting communication to take advantage of.